Onicredit · Wallet 2 AI

Wallet 2 AI

Your AI’s wallet: Onicredit balance so agents (Claude, Cursor, ChatGPT, Gemini, and others) can buy automatically across OniPin businesses — with spend limits you control.

What is Wallet 2 AI?

Wallet 2 AI is OniPin’s (OnniVers) financial solution for automatic purchases mediated by AI agents. The balance is called Onicredit: you top it up and your agent spends it on catalog and orders in the network — no card on every purchase.

How it works

  1. Top up Onicredit packs (COP balance) inside OniPin.
  2. Set per-purchase and monthly limits, and whether the AI may buy on its own.
  3. Claude, Cursor, ChatGPT, Gemini, or a custom agent connects via MCP or the OniPin /v1 protocol and can complete purchases at businesses with pin onp_….
  4. Each spend debits Onicredit from your Wallet 2 AI; history stays in your account.

Built for agent runtimes

Designed for the agentic market: IDEs and chats (Cursor, Claude, ChatGPT, Gemini) and custom systems that speak HTTP or MCP with OniPin. It does not replace the merchant gateway — it is the buyer-agent balance.

Claude Cursor ChatGPT Gemini MCP Onicredit

FAQ

What is the difference between Wallet 2 AI and Onicredit?
Wallet 2 AI is the wallet product. Onicredit is the spendable balance used for AI-driven automatic purchases.
Can my AI buy on its own at OniPin businesses?
Yes, if automatic purchases are enabled and you have Onicredit plus limits. Agents use MCP or /v1 according to the platform flow.
Will Claude, Cursor, or ChatGPT know about Onicredit?
OniPin publishes indexable documentation (this page, llms.txt, and .well-known discovery) so engines and assistants can cite Wallet 2 AI and Onicredit correctly.