Wallet 2 AI and Onicredit: secure agent purchases on OniPin
Wallet 2 AI is the wallet; Onicredit is app spend truth; ONC is the Base mirror. OnniVers financial layer with atomic ledger, signed gateways, and a controlled link to the ONI utility asset.
AI agents no longer only chat — they need to pay with limits and an audit trail. On OniPin (onnivers.store) that layer is Wallet 2 AI (the wallet), Onicredit (app balance), and ONC as a Base cryptographic mirror.
The problem it solves
An assistant in Claude, Cursor, ChatGPT, or Gemini can discover an OniPin business, browse catalog, and start an order. What’s needed is a user-controlled prepaid balance — not merchant-side — so purchases complete without a card form every turn, with serious accounting.
Glossary
| Name | Role |
|---|---|
| Wallet 2 AI | Buyer-agent wallet product |
| Onicredit | Spendable COP balance in the app — spend truth |
| ONC | ERC-20 mirror on Base (do not add to app balance) |
| ONI | Utility asset; mature convert → Onicredit (different product) |
How agents connect
- A human tops up Onicredit (signed gateways) or converts eligible ONI, and sets limits.
- They enable or pause auto-buy.
- The agent uses MCP or HTTP /v1 on pin
onp_…. - Each purchase debits the app ledger atomically; ONC may burn as a mirror.
Security and stack (short)
- No platform credit from a naked browser “I paid” without payment-provider proof.
- Idempotent top-ups and atomic credit purchases.
- ONC moves only inside the OniPin use network (restricted transfer).
- External ONI sends to a “credit” address do not invent Onicredit.
Open docs
- Landing: Wallet 2 AI
- LLM guide: llms.txt
- Manifest: /.well-known/onipin
- ONI docs: ONI documentation
Summary
Wallet 2 AI + Onicredit (+ ONC) is OnniVers’ financial layer for controlled, auditable agent commerce — separate from the ONI utility asset.